In-House Title Insurance: Easy, but Often at a Cost
Convenience might be easier, but it certainly isn’t always the best choice for price or quality.
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Convenience might be easier, but it certainly isn’t always the best choice for price or quality.
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Lately, as children develop an inexplicable interest in lumps of coal, their parents are becoming concerned about another kind of rock: shale. And they want it. Bad.
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In my last post, I discussed how the prevalence of fraud makes title insurance an absolute necessity nowadays. Since I barely managed to hit the tip of the scam iceberg, I thought I’d continue the discussion this week.
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A snowstorm already hit the East Coast, and our daylight saving time privileges have been revoked. Winter is on its way. Sensible homeowners, of course, recognize changes in the weather and react accordingly: weatherizing windows, insulating outdoor faucets, etc. But mere weather phenomena aren’t all that homeowners should be safeguarding themselves from. Unfortunately, the climate [...]
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When we issue title insurance, we’re saying that we will stand in your shoes and defend you if anyone claims to have an ownership interest in your property before you purchased it.
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It’s so predictable. Whenever there’s something of benefit to a large amount of people, there’s always somebody — that guy — who takes advantage of things and potentially ruins it for the rest of us. Think of the drunken knuckleheads at sporting events who make stadiums think twice about selling beer at games, or the [...]
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Scott, Amy, Donna, and Bill Ever hear someone say, “X would be much better if only it were run more like a business”? Well, here’s a radical concept: Maybe businesses would be much better if only they were run more like a family. (A functional family, mind you — not something out of “Family Guy” [...]
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Sometimes title insurance seems like the Rodney Dangerfield of the closing process — it gets no respect. Imagine some buyers at closing. They’re looking at a number of costs — PMI, origination, escrow — and on top of all those, they find this fee for title insurance. “Do we really need this?” they may ask. [...]
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Understanding a Spouses’ Right of Dower in Ohio There is an old British saying coined in the early 1900s that states, “Old soldiers never die; they just fade away.” This phrase was first heard on American shores in a speech by General MacArthur on his recall from Korea. It was used again by a Harvard [...]
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The housing market has changed considerably in the last few years. Among problems such as the real estate bubble bursting, unethical lenders putting homeowners at risk, a tighter credit market, and new regulations being issued by our state and federal governments, it’s more complicated than ever to understand how to efficiently buy or sell a [...]
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